Financial education
At WHITEMONT, we strive to empower our clients with comprehensive financial education, encompassing key principles of wealth management, investment strategies, and risk mitigation. Our objective is to make them understand our recommendation and equip them with the necessary knowledge to make informed financial decisions in order to improve their financial situation.
Financial planning
Our financial planning approach at WHITEMONT is a dynamic process of setting, planning, and managing our clients financial objectives. It involves analyzing the current financial situation, establishing objectives, and developing simple but solid strategies to achieve them, including budgeting, investment, tax planning, and risk management, in order to secure their financial future.
Wealth management
At WHITEMONT, we use an integrated approach to develop and expand the financial assets of our clients. It combines specialized financial services, such as investment advice, tax advice, and estate planning, to create customized strategies that seek to preserve and increase our clients' wealth over time.
Discretionary portfolio management
Through PEAK Securities, we are pleased to introduce the Discretionary Portfolio Management service, which exemplifies our partners’ financial expertise and innovative approach. Our partner licensed advisors team tailor a model portfolio to a variety of financial objectives and risk tolerances, based on years of research and market intelligence. By entrusting them with the service of discretionary portfolio management, you will enjoy a streamlined, proactive investment experience in which your portfolio will be continuously modified and optimized to ensure that it remains in line with your financial goals.Private wealth management
Au sein des Services Financiers WHITEMONT, nous sommes conscients des exigences spécifiques de notre clientèle aisée. Pour répondre à ces besoins particuliers, nous offrons l’accès à des mandats de Gestion Privée qui ont été méticuleusement élaborés par des spécialistes reconnus de l’industrie. Bien que ces mandats ne soient pas produits en interne, ils ont été sélectionnés pour être recommandés en raison de leur qualité exceptionnelle et de leur compatibilité avec les objectifs financiers de nos clients. En nous confiant votre patrimoine, vous bénéficiez d’un vaste réseau d’expertise, garantissant que votre richesse est gérée avec la plus grande précision et clairvoyance.GESTION DES RISQUES
Using our actuarial expertise, we incorporate a profound understanding of risk with wealth management to create tailored solutions that provide optimal wealth protection and growth. This holistic approach ensures that clients receive a carefully crafted financial strategy that aligns with their changing life stages and financial goals.
Assurance Vie : At WHITEMONT, our approach to advising on life insurance is focused on preserving the survivors' current standard of living, as opposed to increasing their wealth. We concentrate on providing a safety net that addresses the family's current requirements and obligations, thereby ensuring continuity and stability without excessive gain. For individuals with significant liabilities or dependents, life insurance can be indispensable. It can replace lost income, pay off debts, and cover children's education expenses.
Assurance invalidité : Essential for self-employed individuals, serving as a financial cushion during periods when they cannot work due to illness or injury and providing continuous support for both personal and business expenses.
Assurance contre les maladies graves : At WHITEMONT, we recommend critical illness insurance to provide our clients with a financial safety net in the event of an unexpected diagnosis of a serious illness. This ensures that they are able to cover their expenses and prioritize their recovery without financial concerns. In addition, with the option of premium reimbursements, clients have the chance to recover their payments if no claim is filed, providing both security and forced savings strategy.
Assurance Soins Longue Durée : Due to its high cost and potential impact on clients' budgets, we rarely recommend this type of coverage. However, it addresses the costs of daily care services not typically covered by standard health insurance. This coverage safeguards against astronomical unanticipated costs, ensuring that individuals receive quality care in their later years or during health emergencies without depleting their savings.
Rentes viagères : At WHITEMONT, we use annuities as a strategic investment instrument, providing a guaranteed income stream, particularly during retirement, as well as tax-deferred growth and market volatility protection. Their adaptability and prospective estate planning advantages make them a valuable addition to a diversified portfolio.
GESTION DU PASSIF
At WHITEMONT, we recognize that effective wealth management is impossible without prudent debt management. We guide our clients through the complexities of both to ensure a comprehensive approach to their finances. After conducting a complete analysis of their current financial situation, we devise individualized strategies that may include loan consolidation, interest rate renegotiation, or the development of structured repayment schedules. Our goal is not only to alleviate immediate financial pressures, but also to set the foundation for long-term financial stability and expansion.
FAMILY OFFICE
We tailor our financial and administrative services to the specific requirements of our High-Net-Worth families and individuals. Our Family Office services extend beyond traditional wealth management to include estate planning, tax optimization, philanthropic advisory, investment oversight, and administrative support. Our ultimate objective is to consolidate and streamline the complex financial affairs of our clients, ensuring current stability and the preservation of their legacy in the future.
