Financial Protections


Thanks to the financial services compensation fund, the AMF compensates victims of fraud, fraudulent tactics, or embezzlement that occurred when they do business with individuals and companies authorized to operate under the Act respecting the distribution of financial products and services.


This compensation fund is financed by the mandatory annual contributions paid by firms, independent representatives, and independent companies registered with the AMF.


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Compensation fund | AMF (


This protection applies to clients whose advisor is registered with PEAK Securities.


The mission of the Canadian Investor Protection Fund (CIPF) is to contribute to the security and confidence of clients of Canadian securities brokers by maintaining sufficient resources to return the financial assets of eligible clients of a member who becomes insolvent. CIPF members are securities brokerage firms that are members of the IIROC.


This protection applies in the rare cases of a securities broker's failure. The CIPF ensures that your cash deposits and your securities are returned to you, within certain limits.


The compensation cap is $1,000,000 for the general account (the grouping of all non-registered accounts) and $1,000,000 for each of the separate accounts (RRSP, RRIF, LIRA, and LIF form one separate account; RESPs form a second separate account; corporate accounts form a third separate account).


The $1,000,000 guarantee limit applies to the amount of your loss which, in most cases, will be much less than the value of your account. 


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Canadian Investor Protection Fund (